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Application Process
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Ready, Set, Grow! Loan
Application Process
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Credit Reporting at DreamSpring
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Definitions of Common Loan Terms
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Back to home
Help Center
Application Process
About DreamSpring
About Us
Contact DreamSpring
Make a Difference
DreamSpring Partners
Careers
DreamSpring Service Locations
DreamSpring Products Overview
Power Line of Credit
Small Business Loan
SBA Community Advantage Loan
Commercial Real Estate Loan
Ready, Set, Grow! Loan
Application Process
Pre-application Knowledge
Collateral
Credit
Identity Verification Fee
Post-application Knowledge
Credit Reporting at DreamSpring
DreamSpring Payments
Payment Methods
ACH Payments
Statements and Documents
Legal
Financials
Privacy
Important Consumer Information
Resources
Definitions of Common Loan Terms
How-To Guides
Application Process
What is it like to apply for a loan with DreamSpring? Get the details here!
Pre-application Knowledge
Industries DreamSpring Cannot Serve
Do I need to have a Social Security Number (SSN) to apply?
Does DreamSpring lend to startup businesses?
What are acceptable uses of loan proceeds from DreamSpring? (In other words, what can I use the loan funds for?)
What do I need to qualify for a DreamSpring loan?
How do I apply for a DreamSpring loan?
See more
Collateral
What is collateral for a business loan?
What can I use as collateral for a business loan?
What is a lien?
What is a lienholder?
What is a Uniform Commercial Code (UCC) lien filing?
What is insurance showing DreamSpring as a Loss Payee and why do I need it?
What Is Collateral?
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Credit
What is a FICO Score, and how does DreamSpring use it?
Will applying for a loan with DreamSpring affect my personal credit?
Identity Verification Fee
Is there a fee to apply for a DreamSpring loan?
Post-application Knowledge
What documents are required for a DreamSpring loan application?
What happens after my loan is approved?
What if I get approved but change my mind?
I have questions about DreamSpring's loan process.
Can I refer someone to DreamSpring?
How do I keep myself and my business secure?
What are my rights as a small business borrower?
Does DreamSpring charge a fee or penalty if I pay my loan off early?
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