Application Process
What is it like to apply for a loan with DreamSpring? Get the details here!
Pre-application Knowledge
- Industries DreamSpring Cannot Serve
- How long is the application process?
- Do I need to have a Social Security Number (SSN) to apply?
- Does DreamSpring lend to startup businesses?
- What are acceptable uses of loan proceeds from DreamSpring? (In other words, what can I use the loan funds for?)
- What do I need to qualify for a DreamSpring loan?
- How do I apply for a DreamSpring loan?
Collateral
Credit
Identity Verification Fee
Post-application Knowledge
- What documents are required for a DreamSpring loan application?
- Can I appeal my application decision?
- What happens after my loan is approved?
- What if I get approved but change my mind?
- I have questions about DreamSpring's loan process.
- Can I refer someone to DreamSpring?
- How do I keep myself and my business secure?
- What are my rights as a small business borrower?
- Does DreamSpring charge a fee or penalty if I pay my loan off early?
Loan Closing
- What is the benefit of using Plaid instead of entering my bank account information manually?
- What is the process for signing my loan agreement?
- Why is a Spousal Consent Acknowledgement requested?
- Why can’t I log in to sign my loan closing documents?
- What happens if I decide not to use Plaid and enter my banking information manually?
- Why are loans automatically enrolled in the Colorado Guaranty Program if my loan is closing in Colorado?
- Why was the document I submitted rejected?
- How long does it take to fund my loan after closing?