Application Process
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      2. Application Process

      What do I need to qualify for a DreamSpring loan?

      To qualify for a DreamSpring loan, you must meet the following eligibility requirements:
       
      • You must be over the age of 18.
      • You must have a Social Security Number (SSN) or Tax Identification Number (ITIN).
      • You want to start or grow a business. (We don't offer personal loans.)
      • Your business must be located in one of the states we serve:  Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Iowa, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington, and Wyoming.