Revolve Your Funds: Your line of credit will revolve for 24 months, so as you make payments and replenish the funds, you’ll have more capital available.
Use Only What You Need: You can withdraw only what you need, and your funds are available on demand; you can access funds through the DreamSpring client portal. Funds are then available within 1 – 2 business days.
Build Your Credit: You only pay interest on the funds you withdraw, and by making timely payments you can build your credit.
Access Funds Anytime: Your line of credit provides peace of mind that capital is available when needed.
To provide the best rates and terms for our clients, DreamSpring may require collateral for loan approval.
Effective July 20, 2024 DreamSpring offers uncollateralized options for applicants seeking less than $20,000 and with credit score above 650.