How do I apply for a Ready, Set, Grow! loan? 

You can apply for a Ready, Set, Grow! loan through DreamSpring’s streamlined online application process.

Here’s what you need to know: 

  • Eligibility: Loans are available to qualified entrepreneurs in Arizona, California, Colorado, Kansas, Missouri, Nevada, New Mexico, Pennsylvania, and Texas. You must have a credit score of at least 640 to qualify. 
  • Application Requirements: To apply, please gather the following: 
  • Government-issued ID and a selfie (picture of yourself taken with your cellphone camera) 
  • Most recent paystub with year-to-date earnings 
  • Three (3) months of bank statements (personal and/or business), if applicable 
  • Business documentation (such as articles of incorporation or organization), if applicable 

For additional questions or assistance with your application, DreamSpring’s team is available to help: Call 1-800-508-7624 or email info@DreamSpring.org.