How can a Ready, Set, Grow! loan help build my credit? 

The Ready, Set, Grow! loan is structured to support your financial health and help build or strengthen your credit profile.

Here’s how Ready, Set, Grow! loan supports your credit: 

1. Credit Reporting: We report all payments to major credit bureaus, helping you establish or improve your credit history with consistent, on-time payments. 

1. Incentivized Repayment: Borrowers who make 12 consecutive on-time payments receive a 2% interest rate reduction for the remainder of their loan term. (Kansas City small businesses automatically qualify for our lowest rate of 7.99% and are not eligible for further rate reductions.) 

1. Financial Transparency: DreamSpring’s underwriting process is designed to provide terms that align with your financial circumstances and responsible credit building. 

Successfully managing your Ready, Set, Grow! loan can help you increase your ability to access additional financing in the future.  

Ready to get started? Apply now.